Feature-rich by design

Built for how you
actually live

Every feature in FineX was designed for a real problem real people face. No bloat. No gimmicks. Just tools that work.

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FEATURES
Spend

Virtual & physical card — fully customisable

Design your card, set real-time spend limits per merchant category, freeze it instantly, and get push notifications on every transaction.

Spend

Subscription tracker & one-click cancel

FineX automatically detects all your recurring charges. See everything you're paying for and cancel any subscription without leaving the app.

Prime Video
$14.99
Spotify
$9.99
Save

Goal-based savings pockets

Create separate savings pockets for every goal — holiday, emergency fund, new laptop. Auto-deposit rules keep you on track without thinking.

Holiday Fund$2,400 / $4,000
Emergency Fund$8,100 / $10,000
Save

Round-up spare change automatically

Every purchase rounds up to the nearest dollar. Those cents go straight into savings. Small moves, serious results.

Invest

AI-powered portfolio, always rebalancing

Our investment engine monitors your portfolio 24/7, automatically rebalancing when your allocation drifts, harvesting tax losses, and rotating into better-performing assets based on your risk profile.

Start investing

Portfolio Value

$42,500.00

+24.8% YTD Auto-rebalanced today
Send

Send to 180+ countries at real exchange rates

Zero hidden fees. Your recipient gets exactly what you send, converted at the mid-market rate with no markup.

Security

Biometric + OTP double authentication

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Security

Real-time fraud detection AI

Machine learning flags suspicious activity the millisecond it happens — before any money moves. 99.97% accuracy.

Security

256-bit end-to-end encryption, everywhere

Every request, every response, every stored byte — encrypted at rest and in transit. Zero-knowledge architecture means even we can't read your data.

How FineX stacks up

See why people are switching.

Feature FineX Traditional Bank Other Fintechs
Global transfers at real rates
AI portfolio rebalancing
Subscription management
Zero account fees
Real-time fraud detection

All these features.
Free to start.

No card required. No commitment. Just a better way to handle your money.

Create your free account